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[GH-ISSUE #5505] [Feature] GoCardless Bank Account Data is being discontinued, replace with Enable Banking API #72106

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opened 2026-05-16 11:58:14 -05:00 by GiteaMirror · 4 comments
GiteaMirror commented 2026-05-16 11:58:14 -05:00
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Originally created by @mircogericke on GitHub (Aug 6, 2025).
Original GitHub issue: https://github.com/actualbudget/actual/issues/5505

Verified feature request does not already exist?

  • I have searched and found no existing issue

💻

  • Would you like to implement this feature?

Pitch: what problem are you trying to solve?

I've tried to create a GoCardless account today and was unable to find a way to create an account. Someone else has contacted their support and that the service is no longer being offered. A friend of mine noted that he couldn't add a new bank account to his existing login either.

Alternatives are few and far between and the only free option I could find is the Enable Banking API. I'd love to have an integration for it.

Describe your ideal solution to this problem

No response

Teaching and learning

No response

Originally created by @mircogericke on GitHub (Aug 6, 2025). Original GitHub issue: https://github.com/actualbudget/actual/issues/5505 ### Verified feature request does not already exist? - [x] I have searched and found no existing issue ### 💻 - [ ] Would you like to implement this feature? ### Pitch: what problem are you trying to solve? I've tried to create a GoCardless account today and was unable to find a way to create an account. Someone else has contacted their support and that [the service is no longer being offered](https://www.reddit.com/r/actualbudgeting/comments/1mhafjo/gocardless_has_stopped_offering_bank_account_data/). A friend of mine noted that he couldn't add a new bank account to his existing login either. Alternatives are few and far between and the only free option I could find is the [Enable Banking API](https://enablebanking.com/accounts-api/). I'd love to have an integration for it. ### Describe your ideal solution to this problem _No response_ ### Teaching and learning _No response_
GiteaMirror added the feature label 2026-05-16 11:58:14 -05:00
GiteaMirror commented 2026-05-16 11:58:17 -05:00
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@github-actions[bot] commented on GitHub (Aug 6, 2025):

✨ Thanks for sharing your idea! ✨

This repository uses a voting-based system for feature requests. While enhancement issues are automatically closed, we still welcome feature requests! The voting system helps us gauge community interest in potential features. We also encourage community contributions for any feature requests marked as needing votes (just post a comment first so we can help guide you toward a successful contribution).

The enhancement backlog can be found here: https://github.com/actualbudget/actual/issues?q=label%3A%22needs+votes%22+sort%3Areactions-%2B1-desc+

Don’t forget to upvote the top comment with 👍!

<!-- gh-comment-id:3161475056 --> @github-actions[bot] commented on GitHub (Aug 6, 2025): :sparkles: Thanks for sharing your idea! :sparkles: This repository uses a voting-based system for feature requests. While enhancement issues are automatically closed, we still welcome feature requests! The voting system helps us gauge community interest in potential features. We also encourage community contributions for any feature requests marked as needing votes (just post a comment first so we can help guide you toward a successful contribution). The enhancement backlog can be found here: https://github.com/actualbudget/actual/issues?q=label%3A%22needs+votes%22+sort%3Areactions-%2B1-desc+ Don’t forget to upvote the top comment with 👍! <!-- feature-auto-close-comment -->
GiteaMirror commented 2026-05-16 11:58:18 -05:00
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@mircogericke commented on GitHub (Aug 6, 2025):

Duplicate of #5445
I didn't check closed issues.

<!-- gh-comment-id:3161642976 --> @mircogericke commented on GitHub (Aug 6, 2025): Duplicate of #5445 I didn't check *closed* issues.
GiteaMirror commented 2026-05-16 11:58:19 -05:00
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@github-actions[bot] commented on GitHub (May 11, 2026):

🎉 This feature has been implemented in #7345 and will be released in the next version. Thanks for sharing your idea! 🎉

<!-- gh-comment-id:4421509252 --> @github-actions[bot] commented on GitHub (May 11, 2026): :tada: This feature has been implemented in #7345 and will be released in the next version. Thanks for sharing your idea! :tada: <!-- feature-implemented-comment -->
GiteaMirror commented 2026-05-16 11:58:21 -05:00
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@daneov commented on GitHub (May 11, 2026):

For those wondering, this is how to set it up:


Application configuration (redacted):

```text
Actual (*<generated_application_id>*)
Active
Environment: PRODUCTION
Services:

    Account Information Restricted

Description: Actual
Data protection email: _fill in_
Privacy policy URL: _fill in_
Terms of service URL: _fill in_
Redirect URLs:

    https://<fill_in_your_base_url>/enablebanking/auth_callback

Linked accounts:

    Bank 1: Account 1
    Bank 1: Account 2
    Bank 1: Account 3

After generating the application you'll get a <generated_application_id>.pem file, which you need to upload to Actual.

I linked my accounts, as Enable Banking seems to imply it's either that or ask to become unrestricted, whatever that means. This was quick and easy though, nice work @AurelDemiri 🎉

The exacts steps how to set up the bank sync are visible in #7795, but don't seem to work on Firefox. If you are using Firefox and it works (or doesn't), please chime in there. Chromium worked fine.

<!-- gh-comment-id:4423254668 --> @daneov commented on GitHub (May 11, 2026): For those wondering, this is how to set it up: ``` Application configuration (redacted): ```text Actual (*<generated_application_id>*) Active Environment: PRODUCTION Services: Account Information Restricted Description: Actual Data protection email: _fill in_ Privacy policy URL: _fill in_ Terms of service URL: _fill in_ Redirect URLs: https://<fill_in_your_base_url>/enablebanking/auth_callback Linked accounts: Bank 1: Account 1 Bank 1: Account 2 Bank 1: Account 3 ``` After generating the application you'll get a `<generated_application_id>.pem` file, which you need to upload to Actual. I linked my accounts, as Enable Banking _seems_ to imply it's either that or ask to become unrestricted, whatever that means. This was quick and easy though, nice work @AurelDemiri 🎉 The exacts steps how to set up the bank sync are visible in #7795, but don't seem to work on Firefox. If you are using Firefox and it works (or doesn't), please chime in there. Chromium worked fine.
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Reference: github-starred/actual#72106
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