diff --git a/.changeset/encode-verify-email-callback-url.md b/.changeset/encode-verify-email-callback-url.md
new file mode 100644
index 0000000000..477e284019
--- /dev/null
+++ b/.changeset/encode-verify-email-callback-url.md
@@ -0,0 +1,7 @@
+---
+"better-auth": patch
+---
+
+URL-encode `callbackURL` in the verify-email links sent during OAuth account linking and username sign-in.
+
+Both paths interpolated the caller's `callbackURL` into the verification link without encoding it. A legitimate value containing an ampersand, such as `/welcome?ref=oauth&plan=pro`, was truncated at the first `&`, so the user landed on the wrong page after verifying their email. The value is now encoded the same way the other verify-email links already handle it.
diff --git a/packages/better-auth/src/oauth2/link-account.ts b/packages/better-auth/src/oauth2/link-account.ts
index 19ff810fb9..ea25f7fa41 100644
--- a/packages/better-auth/src/oauth2/link-account.ts
+++ b/packages/better-auth/src/oauth2/link-account.ts
@@ -204,7 +204,9 @@ export async function handleOAuthUserInfo(
 					undefined,
 					c.context.options.emailVerification?.expiresIn,
 				);
-				const url = `${c.context.baseURL}/verify-email?token=${token}&callbackURL=${callbackURL}`;
+				const url = `${c.context.baseURL}/verify-email?token=${token}&callbackURL=${encodeURIComponent(
+					callbackURL || "/",
+				)}`;
 				await c.context.runInBackgroundOrAwait(
 					c.context.options.emailVerification.sendVerificationEmail(
 						{
diff --git a/packages/better-auth/src/plugins/generic-oauth/generic-oauth.test.ts b/packages/better-auth/src/plugins/generic-oauth/generic-oauth.test.ts
index 1921765034..e13dc291b8 100644
--- a/packages/better-auth/src/plugins/generic-oauth/generic-oauth.test.ts
+++ b/packages/better-auth/src/plugins/generic-oauth/generic-oauth.test.ts
@@ -218,6 +218,69 @@ describe("oauth2", async () => {
 		});
 	});
 
+	/**
+	 * The verify-email link sent to a new, unverified OAuth user must keep the
+	 * caller's `callbackURL` intact. A raw interpolation truncates any value
+	 * containing `&` at the first ampersand.
+	 *
+	 * @see https://github.com/better-auth/better-auth/issues/6086
+	 */
+	it("encodes callbackURL in the verify-email link for a new unverified OAuth user", async () => {
+		let capturedUrl = "";
+		const { customFetchImpl: localFetch } = await getTestInstance({
+			emailVerification: {
+				sendOnSignUp: true,
+				async sendVerificationEmail({ url }) {
+					capturedUrl = url;
+				},
+			},
+			plugins: [
+				genericOAuth({
+					config: [
+						{
+							providerId: "test-encode-callback",
+							discoveryUrl: `http://localhost:${port}/.well-known/openid-configuration`,
+							clientId,
+							clientSecret,
+							pkce: true,
+						},
+					],
+				}),
+			],
+		});
+		const localClient = createAuthClient({
+			plugins: [genericOAuthClient()],
+			baseURL: "http://localhost:3000",
+			fetchOptions: { customFetchImpl: localFetch },
+		});
+
+		server.service.once("beforeUserinfo", (userInfoResponse) => {
+			userInfoResponse.body = {
+				email: "encode-callback@test.com",
+				name: "Encode Callback",
+				sub: "encode-callback",
+				email_verified: false,
+			};
+			userInfoResponse.statusCode = 200;
+		});
+
+		const callbackURL = "http://localhost:3000/welcome?ref=oauth&plan=pro";
+		const headers = new Headers();
+		const signInRes = await localClient.signIn.oauth2({
+			providerId: "test-encode-callback",
+			callbackURL,
+			fetchOptions: {
+				onSuccess: cookieSetter(headers),
+			},
+		});
+		await simulateOAuthFlow(signInRes.data?.url || "", headers, localFetch);
+
+		expect(capturedUrl).not.toBe("");
+		expect(new URL(capturedUrl).searchParams.get("callbackURL")).toBe(
+			callbackURL,
+		);
+	});
+
 	/**
 	 * @see https://github.com/better-auth/better-auth/issues/9375
 	 */
diff --git a/packages/better-auth/src/plugins/username/index.ts b/packages/better-auth/src/plugins/username/index.ts
index 36507b4295..761944389e 100644
--- a/packages/better-auth/src/plugins/username/index.ts
+++ b/packages/better-auth/src/plugins/username/index.ts
@@ -507,9 +507,9 @@ export const username = (options?: UsernameOptions | undefined) => {
 								undefined,
 								ctx.context.options.emailVerification?.expiresIn,
 							);
-							const url = `${ctx.context.baseURL}/verify-email?token=${token}&callbackURL=${
-								ctx.body.callbackURL || "/"
-							}`;
+							const url = `${ctx.context.baseURL}/verify-email?token=${token}&callbackURL=${encodeURIComponent(
+								ctx.body.callbackURL || "/",
+							)}`;
 							await ctx.context.runInBackgroundOrAwait(
 								ctx.context.options.emailVerification.sendVerificationEmail(
 									{
diff --git a/packages/better-auth/src/plugins/username/username.test.ts b/packages/better-auth/src/plugins/username/username.test.ts
index 8188b5ba61..031f445f6b 100644
--- a/packages/better-auth/src/plugins/username/username.test.ts
+++ b/packages/better-auth/src/plugins/username/username.test.ts
@@ -655,3 +655,52 @@ describe("username email verification flow (no info leak)", async () => {
 		expect(res.error?.code).toBe("EMAIL_NOT_VERIFIED");
 	});
 });
+
+describe("username sign-in verify-email callbackURL", async () => {
+	/**
+	 * The verify-email link sent on username sign-in for an unverified user must
+	 * keep the caller's `callbackURL` intact. A raw interpolation truncates any
+	 * value containing `&` at the first ampersand.
+	 *
+	 * @see https://github.com/better-auth/better-auth/issues/6086
+	 */
+	it("encodes callbackURL in the verify-email link on username sign-in", async () => {
+		let capturedUrl = "";
+		const { client } = await getTestInstance(
+			{
+				emailAndPassword: { enabled: true, requireEmailVerification: true },
+				emailVerification: {
+					sendOnSignIn: true,
+					async sendVerificationEmail({ url }) {
+						capturedUrl = url;
+					},
+				},
+				plugins: [username()],
+			},
+			{
+				clientOptions: {
+					plugins: [usernameClient()],
+				},
+			},
+		);
+
+		await client.signUp.email({
+			email: "encode-username@example.com",
+			username: "encode_username",
+			password: "correct-password",
+			name: "Encode Username",
+		});
+
+		const callbackURL = "/welcome?ref=username&plan=pro";
+		await client.signIn.username({
+			username: "encode_username",
+			password: "correct-password",
+			callbackURL,
+		});
+
+		expect(capturedUrl).not.toBe("");
+		expect(new URL(capturedUrl).searchParams.get("callbackURL")).toBe(
+			callbackURL,
+		);
+	});
+});