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actual/upcoming-release-notes/6373.md
Jonathon Jongsma 31349b7bc8 Add target income adjustment factor to crossover report (#6373)
* Add target income adjustment factor to crossover report

Allow the user to specify an adjustment factor to apply to their target
retirement income. This allows them to be a little more conservative
or aggressive on their retirement goals rather than relying only on the
calculated expense projection.

For example, if you want to spend more in retirement (or are simply more
risk-averse), you could set the target income adjustment to 120%. Or if
you expect some retirement income from a defined-benefit pension and
don't need to rely only on the income sources in your budget, you could
set this to 80% to account for that external income.

Originally discussed at https://github.com/actualbudget/actual/issues/6134#issuecomment-3608247467

Co-authored-by: Claude <noreply@anthropic.com>

* [autofix.ci] apply automated fixes

* Add null check in crossover report

Review finding from PR

Signed-off-by: Jonathon Jongsma <jonathon@quotidian.org>

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Signed-off-by: Jonathon Jongsma <jonathon@quotidian.org>
Co-authored-by: Claude <noreply@anthropic.com>
Co-authored-by: autofix-ci[bot] <114827586+autofix-ci[bot]@users.noreply.github.com>
2026-01-06 16:36:49 +00:00

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Allow user to adjust target income in crossover report