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We now have quite a few changes - not only moving the *generic envelope budget* stuff out. In short: * Added section on handling cash. The idea behind this is to give people that are new to this kind of budgeting, an easy idea on what to do with cash. Even seasoned Zero-Summers can forget about this simple trick :-) * Amended Setting up your Budget Categories with a small tip. * Added sub section Group Your Expense Categories. I have guided a lot of people on using Zero-Sum software (Ynab, Financier - and now Actual) - and the grouping I propose have shown to help people to not touch category money they should not touch. * Assigning Available Funds is a complete rewrite - this is "Tips" we removed from the envelope-budget.md file - I will add a link back into the getting-started document when both PRs has been done. * Added a section on finding your budget number if you do not want, or can use historical data * Keep Budgeting was amended * Added a header before text on next step. OBSERVATIONS: I think this document is too big - and it should be split into it's 5 parts (+ introduction). --------- Co-authored-by: Ruben Olsen Lærk <ruben.olsen@dnb.no>