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[GH-ISSUE #4737] [Feature] Apple Savings Integration #99421

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opened 2026-05-29 15:13:12 -05:00 by GiteaMirror · 3 comments
GiteaMirror commented 2026-05-29 15:13:12 -05:00
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Originally created by @peterdanludwig on GitHub (Apr 3, 2025).
Original GitHub issue: https://github.com/actualbudget/actual/issues/4737

Verified feature request does not already exist?

  • I have searched and found no existing issue

💻

  • Would you like to implement this feature?

Pitch: what problem are you trying to solve?

With SimpleFIN, your software is compatible with a number of banks, incl. the Apple Card. However, this does not include the associated Apple Savings Account. Would it be possible to implement sync functionality with this account?

Describe your ideal solution to this problem

From my understanding, data for the Apple Savings Account, unlike the Apple Card, is only accessible through on-device API, which would require an app. This is how YNAB and other paid budgeting apps gain access to this data. An Actual Budget app or similar would allow this data to be retrieved and uploaded to a users Actual Budget instance. This would also allow for real-time access to Apple Card data. Currently, through SimpleFIN, only the last months Apple Card data is automatically synced.

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Originally created by @peterdanludwig on GitHub (Apr 3, 2025). Original GitHub issue: https://github.com/actualbudget/actual/issues/4737 ### Verified feature request does not already exist? - [x] I have searched and found no existing issue ### 💻 - [ ] Would you like to implement this feature? ### Pitch: what problem are you trying to solve? With SimpleFIN, your software is compatible with a number of banks, incl. the Apple Card. However, this does not include the associated Apple Savings Account. Would it be possible to implement sync functionality with this account? ### Describe your ideal solution to this problem From my understanding, data for the Apple Savings Account, unlike the Apple Card, is only accessible through on-device API, which would require an app. This is how YNAB and other paid budgeting apps gain access to this data. An Actual Budget app or similar would allow this data to be retrieved and uploaded to a users Actual Budget instance. This would also allow for real-time access to Apple Card data. Currently, through SimpleFIN, only the last months Apple Card data is automatically synced. ### Teaching and learning _No response_
GiteaMirror added the featureneeds votes labels 2026-05-29 15:13:30 -05:00
GiteaMirror commented 2026-05-29 15:13:38 -05:00
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@github-actions[bot] commented on GitHub (Apr 3, 2025):

✨ Thanks for sharing your idea! ✨

This repository uses lodash style issue management for enhancements. That means enhancement issues are automatically closed. This doesn’t mean we don’t accept feature requests, though! We will consider implementing ones that receive many upvotes, and we welcome contributions for any feature requests marked as needing votes (just post a comment first so we can help you make a successful contribution).

The enhancement backlog can be found here: https://github.com/actualbudget/actual/issues?q=label%3A%22needs+votes%22+sort%3Areactions-%2B1-desc+

Don’t forget to upvote the top comment with 👍!

<!-- gh-comment-id:2776552820 --> @github-actions[bot] commented on GitHub (Apr 3, 2025): :sparkles: Thanks for sharing your idea! :sparkles: This repository uses lodash style issue management for enhancements. That means enhancement issues are automatically closed. This doesn’t mean we don’t accept feature requests, though! We will consider implementing ones that receive many upvotes, and we welcome contributions for any feature requests marked as needing votes (just post a comment first so we can help you make a successful contribution). The enhancement backlog can be found here: https://github.com/actualbudget/actual/issues?q=label%3A%22needs+votes%22+sort%3Areactions-%2B1-desc+ Don’t forget to upvote the top comment with 👍! <!-- feature-auto-close-comment -->
GiteaMirror commented 2026-05-29 15:13:45 -05:00
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@megaphonixmusic commented on GitHub (May 4, 2025):

I'm running up against the same problem in transitioning from YNAB to Actual with SimpleFIN. It doesn't help that the lack of OAuth for certain providers over MX means I have to hand over my raw account credentials in those cases, especially when it comes to my entire Apple account.

Integrating FinanceKit seems extremely unlikely for Actual at this stage, given the fact that the codebase is fully open-sourced and only supports PWA (not a native App Store client) at this time. But if there's ever a world where this becomes feasible somehow, I'd love to see it incorporated at such time :)

(Side note: aside from the restriction to Apple Card only, it seems FinanceKit is the only game in town for getting live data from Apple Card, period... which affects day-to-day budget tracking significantly, if you're only made aware of purchases on a month-to-month post-hoc/trailing edge basis. I think the takeaway here is that there's a significant amount of manual overhead needed to bridge the gap between Apple finance accounts and Actual, compared to other service providers.)

<!-- gh-comment-id:2849407109 --> @megaphonixmusic commented on GitHub (May 4, 2025): I'm running up against the same problem in transitioning from YNAB to Actual with SimpleFIN. It doesn't help that the lack of OAuth for certain providers over MX means I have to hand over my raw account credentials in those cases, especially when it comes to my entire Apple account. Integrating [FinanceKit](https://developer.apple.com/financekit/) seems extremely unlikely for Actual at this stage, given the fact that the codebase is fully open-sourced and only supports PWA (not a native App Store client) at this time. But if there's ever a world where this becomes feasible somehow, I'd love to see it incorporated at such time :) (Side note: aside from the restriction to Apple Card only, it seems FinanceKit is the ***only*** game in town for getting live data from Apple Card, period... which affects day-to-day budget tracking significantly, if you're only made aware of purchases on a month-to-month post-hoc/trailing edge basis. I think the takeaway here is that there's a significant amount of manual overhead needed to bridge the gap between Apple finance accounts and Actual, compared to other service providers.)
GiteaMirror commented 2026-05-29 15:13:51 -05:00
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@stephenmoore33 commented on GitHub (May 5, 2025):

Dear @peterdanludwig,

This should be added to SimpleFIN's project. As Actual Budget obtains account data from the SimpleFIN API integration, and not directly from institutions. Bank integrations are likely to never be developed in Actual directly, unless a contributor decides to take on this major project.

Please open an issue on the SimpleFIN Bank Access repo: https://github.com/simplefin/bank-access, or feel free to contribute yourself according to the SimpleFIN Developer Guide.

Although being that Apple Savings is only accessible from iOS, this may not be possible yet through SimpleFIN either. Unfortunately, we may need to wait until Apple decides to create a website for accessing Apple Savings on any device, not just iOS. Maybe you should direct your suggestion to Apple Feedback. I wish you luck on Apple actually reviewing and implementing your suggestion.

-Frusterated iOS user, too

<!-- gh-comment-id:2851005849 --> @stephenmoore33 commented on GitHub (May 5, 2025): Dear @peterdanludwig, This should be added to SimpleFIN's project. As Actual Budget obtains account data from the SimpleFIN API integration, and not directly from institutions. Bank integrations are likely to never be developed in Actual directly, unless a contributor decides to take on this major project. Please open an issue on the SimpleFIN Bank Access repo: [https://github.com/simplefin/bank-access](https://github.com/simplefin/bank-access), or feel free to contribute yourself according to the [SimpleFIN Developer Guide](https://beta-bridge.simplefin.org/info/developers). Although being that Apple Savings is only accessible from iOS, this may not be possible yet through SimpleFIN either. Unfortunately, we may need to wait until Apple decides to create a website for accessing Apple Savings on _any_ device, not just iOS. Maybe you should direct your suggestion to [Apple Feedback](https://www.apple.com/feedback/). I wish you luck on Apple actually reviewing and implementing your suggestion. -Frusterated iOS user, too
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Reference: github-starred/actual#99421