[GH-ISSUE #2396] Estimate interest on savings #78383

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opened 2026-05-18 23:58:04 -05:00 by GiteaMirror · 1 comment
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Originally created by @TheBlueCircle on GitHub (Feb 25, 2024).
Original GitHub issue: https://github.com/actualbudget/actual/issues/2396

Verified feature request does not already exist?

  • I have searched and found no existing issue

💻

  • Would you like to implement this feature?

Pitch: what problem are you trying to solve?

I would like Actual to estimate predicted interest for my savings accounts for me. This will help me in planning what my future income will be.

Describe your ideal solution to this problem

Ideally:

  • A field for interest rate for each savings account. As this is variable, it should be time bound (i.e. applies from X date to Y date or, if not specified, today).
  • A field to specify interest payment schedule
  • A calculation based on either the current balance of what the future payments would be (these could be post-dated transactions) or which take into account future payments schedules into that account.
  • The ability to create a custom report for future interest payments.

Teaching and learning

This could be helpfully discoverable by interest rate being an optional field when creating a new account.

A new page in the documentation to explain the feature and how it works would be helpful.

Originally created by @TheBlueCircle on GitHub (Feb 25, 2024). Original GitHub issue: https://github.com/actualbudget/actual/issues/2396 ### Verified feature request does not already exist? - [X] I have searched and found no existing issue ### 💻 - [ ] Would you like to implement this feature? ### Pitch: what problem are you trying to solve? I would like Actual to estimate predicted interest for my savings accounts for me. This will help me in planning what my future income will be. ### Describe your ideal solution to this problem Ideally: - A field for interest rate for each savings account. As this is variable, it should be time bound (i.e. applies from X date to Y date or, if not specified, today). - A field to specify interest payment schedule - A calculation based on either the current balance of what the future payments would be (these could be post-dated transactions) or which take into account future payments schedules into that account. - The ability to create a custom report for future interest payments. ### Teaching and learning This could be helpfully discoverable by interest rate being an optional field when creating a new account. A new page in the documentation to explain the feature and how it works would be helpful.
GiteaMirror added the needs votesfeature labels 2026-05-18 23:58:04 -05:00
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@github-actions[bot] commented on GitHub (Feb 25, 2024):

Thanks for sharing your idea!

This repository uses lodash style issue management for enhancements. That means enhancement issues are automatically closed. This doesn’t mean we don’t accept feature requests, though! We will consider implementing ones that receive many upvotes, and we welcome contributions for any feature requests marked as needing votes (just post a comment first so we can help you make a successful contribution).

The enhancement backlog can be found here: https://github.com/actualbudget/actual/issues?q=label%3A%22needs+votes%22+sort%3Areactions-%2B1-desc+

Don’t forget to upvote the top comment with 👍!

<!-- gh-comment-id:1962996751 --> @github-actions[bot] commented on GitHub (Feb 25, 2024): :sparkles: Thanks for sharing your idea! :sparkles: This repository uses lodash style issue management for enhancements. That means enhancement issues are automatically closed. This doesn’t mean we don’t accept feature requests, though! We will consider implementing ones that receive many upvotes, and we welcome contributions for any feature requests marked as needing votes (just post a comment first so we can help you make a successful contribution). The enhancement backlog can be found here: https://github.com/actualbudget/actual/issues?q=label%3A%22needs+votes%22+sort%3Areactions-%2B1-desc+ Don’t forget to upvote the top comment with 👍! <!-- feature-auto-close-comment -->
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Reference: github-starred/actual#78383