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[GH-ISSUE #1848] [Feature] Online sync free alternatives #49824

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opened 2026-04-30 11:34:31 -05:00 by GiteaMirror · 7 comments
GiteaMirror commented 2026-04-30 11:34:31 -05:00
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Originally created by @normanu on GitHub (Nov 2, 2023).
Original GitHub issue: https://github.com/actualbudget/actual/issues/1848

Verified feature request does not already exist?

  • I have searched and found no existing issue

💻

  • Would you like to implement this feature?

Pitch: what problem are you trying to solve?

GoCardless costs money for syncing.
But there are also free alternatives like, Enablebanking / Saltedge or Truelayer(as far as I can see?)

Describe your ideal solution to this problem

Would it be possible to implement one of those?
Enablebanking is quite fast.

Teaching and learning

Everybody loves free!

Originally created by @normanu on GitHub (Nov 2, 2023). Original GitHub issue: https://github.com/actualbudget/actual/issues/1848 ### Verified feature request does not already exist? - [X] I have searched and found no existing issue ### 💻 - [ ] Would you like to implement this feature? ### Pitch: what problem are you trying to solve? GoCardless costs money for syncing. But there are also free alternatives like, Enablebanking / Saltedge or Truelayer(as far as I can see?) ### Describe your ideal solution to this problem Would it be possible to implement one of those? Enablebanking is quite fast. ### Teaching and learning Everybody loves free!
GiteaMirror added the feature label 2026-04-30 11:34:31 -05:00
GiteaMirror commented 2026-04-30 11:34:34 -05:00
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@github-actions[bot] commented on GitHub (Nov 2, 2023):

✨ Thanks for sharing your idea! ✨

This repository uses lodash style issue management for enhancements. That means enhancement issues are automatically closed. This doesn’t mean we don’t accept feature requests, though! We will consider implementing ones that receive many upvotes, and we welcome contributions for any feature requests marked as needing votes (just post a comment first so we can help you make a successful contribution).

The enhancement backlog can be found here: https://github.com/actualbudget/actual/issues?q=label%3A%22needs+votes%22+sort%3Areactions-%2B1-desc+

Don’t forget to upvote the top comment with 👍!

<!-- gh-comment-id:1790906741 --> @github-actions[bot] commented on GitHub (Nov 2, 2023): :sparkles: Thanks for sharing your idea! :sparkles: This repository uses lodash style issue management for enhancements. That means enhancement issues are automatically closed. This doesn’t mean we don’t accept feature requests, though! We will consider implementing ones that receive many upvotes, and we welcome contributions for any feature requests marked as needing votes (just post a comment first so we can help you make a successful contribution). The enhancement backlog can be found here: https://github.com/actualbudget/actual/issues?q=label%3A%22needs+votes%22+sort%3Areactions-%2B1-desc+ Don’t forget to upvote the top comment with 👍! <!-- feature-auto-close-comment -->
GiteaMirror commented 2026-04-30 11:34:36 -05:00
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@Jackenmen commented on GitHub (Nov 2, 2023):

GoCardless costs money for syncing

It does not for typical personal use - you can connect up to 50 different bank logins (where a single login could have multiple bank account, i.e. if you can see currents and savings accounts when you log into online banking) for free.

<!-- gh-comment-id:1791355578 --> @Jackenmen commented on GitHub (Nov 2, 2023): > GoCardless costs money for syncing It does not for typical personal use - you can connect up to 50 different bank logins (where a single login could have multiple bank account, i.e. if you can see currents and savings accounts when you log into online banking) for free.
GiteaMirror commented 2026-04-30 11:34:39 -05:00
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@Kidglove57 commented on GitHub (Nov 2, 2023):

Well worth exploring - thank you!

I cannot find anything about Saltedge being willing to deal direct with individuals but they do say that their services to integrste with sn app start from $500 per month (see bottom of this linked page):
https://www.saltedge.com/products/account_information

My understanding is that Truelayer are similar but I certainly am no expert on this so happy to be proved wrong.

<!-- gh-comment-id:1791405506 --> @Kidglove57 commented on GitHub (Nov 2, 2023): Well worth exploring - thank you! I cannot find anything about Saltedge being willing to deal direct with individuals but they do say that their services to integrste with sn app start from $500 per month (see bottom of this linked page): https://www.saltedge.com/products/account_information My understanding is that Truelayer are similar but I certainly am no expert on this so happy to be proved wrong.
GiteaMirror commented 2026-04-30 11:34:46 -05:00
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@youngcw commented on GitHub (Nov 3, 2023):

Looks like Saltedge has a free tier with up to 100 connections

<!-- gh-comment-id:1792883217 --> @youngcw commented on GitHub (Nov 3, 2023): Looks like Saltedge has a free tier with up to 100 connections
GiteaMirror commented 2026-04-30 11:34:47 -05:00
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@Kidglove57 commented on GitHub (Nov 3, 2023):

I saw the bit about 100 transactions but I read it a bit differently. I took it that this is just to allow a developer to trial Saltedge for a limited period? To quote from their website:
"Start adding bank data to your app with a single API call. Test the integration with 100 live connections for free. The plan is available during a limited period."

<!-- gh-comment-id:1792947407 --> @Kidglove57 commented on GitHub (Nov 3, 2023): I saw the bit about 100 transactions but I read it a bit differently. I took it that this is just to allow a developer to trial Saltedge for a limited period? To quote from their website: "Start adding bank data to your app with a single API call. Test the integration with 100 live connections for free. The plan is available **during a limited period**."
GiteaMirror commented 2026-04-30 11:34:48 -05:00
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@Shazib commented on GitHub (Nov 13, 2023):

I know that salt edge sort of unofficially allowed free usage (up to 90 transactions?) for use with firefly-iii.

But you had to create a dev account, wait for it to be approved, and then email them that you wanted to use it with firefly.

I dont know if they've changed or streamlined that process.

<!-- gh-comment-id:1809314450 --> @Shazib commented on GitHub (Nov 13, 2023): I know that salt edge sort of unofficially allowed free usage (up to 90 transactions?) for use with firefly-iii. But you had to create a dev account, wait for it to be approved, and then email them that you wanted to use it with firefly. I dont know if they've changed or streamlined that process.
GiteaMirror commented 2026-04-30 11:34:49 -05:00
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@youngcw commented on GitHub (Oct 18, 2024):

Im going to close this. If there are specific sync providers that would be good to add, make a feature request for them specifically.

<!-- gh-comment-id:2422991883 --> @youngcw commented on GitHub (Oct 18, 2024): Im going to close this. If there are specific sync providers that would be good to add, make a feature request for them specifically.
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