[Bug]: When adding credit card balance should be negative #399

New Issue

GiteaMirror · 2026-02-28T19:02:28-06:00

GiteaMirror commented

2026-02-28 19:02:28 -06:00

Originally created by @rich-howell on GitHub (May 12, 2023).

Verified issue does not already exist?

I have searched and found no existing issue

What happened?

When adding a credit card the balance should be negative

This is wrong

What error did you receive?

No Error

Where are you hosting Actual?

Fly.io

What browsers are you seeing the problem on?

Microsoft Edge

Operating System

Windows 11

Originally created by @rich-howell on GitHub (May 12, 2023). ### Verified issue does not already exist? - [X] I have searched and found no existing issue ### What happened? When adding a credit card the balance should be negative ![image](https://github.com/actualbudget/actual/assets/22135084/5f00e950-1ce7-4283-a6dc-a4c5f133a1b6) This is wrong ![image](https://github.com/actualbudget/actual/assets/22135084/1ee8370f-1103-4d2e-a79c-03ab70173bcb) ### What error did you receive? No Error ### Where are you hosting Actual? Fly.io ### What browsers are you seeing the problem on? Microsoft Edge ### Operating System Windows 11

GiteaMirror added the bug label 2026-02-28 19:02:28 -06:00

GiteaMirror closed this issue

2026-02-28 19:02:28 -06:00

GiteaMirror commented

2026-02-28 19:02:29 -06:00

@TimGels commented on GitHub (May 16, 2023):

I can be out of the loop here. But why should the balance be negative? As far as I know, money can be deposited on Credit Cards, even when no payment has to be made. Doesn't this make the balance positive?

@TimGels commented on GitHub (May 16, 2023): I can be out of the loop here. But why should the balance be negative? As far as I know, money can be deposited on Credit Cards, even when no payment has to be made. Doesn't this make the balance positive?

GiteaMirror commented

2026-02-28 19:02:29 -06:00

@rich-howell commented on GitHub (May 17, 2023):

I can be out of the loop here. But why should the balance be negative? As far as I know, money can be deposited on Credit Cards, even when no payment has to be made. Doesn't this make the balance positive?

Wait what? Really? I thought a credit card was exactly that - I didn't know you could use it as a top up card.

@rich-howell commented on GitHub (May 17, 2023): > I can be out of the loop here. But why should the balance be negative? As far as I know, money can be deposited on Credit Cards, even when no payment has to be made. Doesn't this make the balance positive? Wait what? Really? I thought a credit card was exactly that - I didn't know you could use it as a top up card.

GiteaMirror commented

2026-02-28 19:02:29 -06:00

@Kidglove57 commented on GitHub (May 17, 2023):

It is theoretically possible for a Credit card to have a positive balance but in the UK (at least) this would be highly unusual. Only perhaps if a refund was received after paying off the monthly balance.

@Kidglove57 commented on GitHub (May 17, 2023): It is theoretically possible for a Credit card to have a positive balance but in the UK (at least) this would be highly unusual. Only perhaps if a refund was received after paying off the monthly balance.

GiteaMirror commented

2026-02-28 19:02:30 -06:00

@TimGels commented on GitHub (May 17, 2023):

Master Card (in the Netherlands at least) even gives interest over the positive balance. So I don't think it should default to negative balance : ). However, I can agree with @Kidglove57 that it is less common to have a positive balance on a Credit Card.

@TimGels commented on GitHub (May 17, 2023): Master Card (in the Netherlands at least) even gives interest over the positive balance. So I don't think it should default to negative balance : ). However, I can agree with @Kidglove57 that it is less common to have a positive balance on a Credit Card.

GiteaMirror commented

2026-02-28 19:02:30 -06:00

@youngcw commented on GitHub (May 17, 2023):

Would it make sense to have a +/- button like in the schedules creation dialog? It could default to negative, but give an easy option for a positive balance. We also already have all the assets needed to implement, I would think.

@youngcw commented on GitHub (May 17, 2023): Would it make sense to have a +/- button like in the schedules creation dialog? It could default to negative, but give an easy option for a positive balance. We also already have all the assets needed to implement, I would think.

GiteaMirror commented

2026-02-28 19:02:30 -06:00

@rich-howell commented on GitHub (May 27, 2023):

Would it make sense to have a +/- button like in the schedules creation dialog? It could default to negative, but give an easy option for a positive balance. We also already have all the assets needed to implement, I would think.

This would work, I think by default though it should certainly be negative.

@rich-howell commented on GitHub (May 27, 2023): > Would it make sense to have a +/- button like in the schedules creation dialog? It could default to negative, but give an easy option for a positive balance. We also already have all the assets needed to implement, I would think. This would work, I think by default though it should certainly be negative.