[Feature] Mortgage Calculator/Tracker #2501

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opened 2026-02-28 20:16:11 -06:00 by GiteaMirror · 2 comments
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Originally created by @Mikhail773 on GitHub (Sep 27, 2025).

Verified feature request does not already exist?

  • I have searched and found no existing issue

💻

  • Would you like to implement this feature?

Pitch: what problem are you trying to solve?

When placing payment information for a mortgage it makes sense to separate the Principal from the Interest. That way one could track their network more accurately.

Describe your ideal solution to this problem

Ynab has a solution for this with tracking accounts (https://www.ynab.com/blog/how-to-do-your-mortgage-in-ynab). I would propose their should be some sort of off budget account type for mortgages that would allow you yo place mortgage start, end, percentage, and initial down payment. With that information actual budget would be able to automatically calculate the monthly principal and interest payment. Those categories in the budget should auto be added like the income one is. Actual should be able to calculate changes caused by additional payments

Teaching and learning

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Originally created by @Mikhail773 on GitHub (Sep 27, 2025). ### Verified feature request does not already exist? - [x] I have searched and found no existing issue ### 💻 - [ ] Would you like to implement this feature? ### Pitch: what problem are you trying to solve? When placing payment information for a mortgage it makes sense to separate the Principal from the Interest. That way one could track their network more accurately. ### Describe your ideal solution to this problem Ynab has a solution for this with tracking accounts (https://www.ynab.com/blog/how-to-do-your-mortgage-in-ynab). I would propose their should be some sort of off budget account type for mortgages that would allow you yo place mortgage start, end, percentage, and initial down payment. With that information actual budget would be able to automatically calculate the monthly principal and interest payment. Those categories in the budget should auto be added like the income one is. Actual should be able to calculate changes caused by additional payments ### Teaching and learning _No response_
GiteaMirror added the needs votesfeature labels 2026-02-28 20:16:11 -06:00
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@github-actions[bot] commented on GitHub (Sep 27, 2025):

Thanks for sharing your idea!

This repository uses a voting-based system for feature requests. While enhancement issues are automatically closed, we still welcome feature requests! The voting system helps us gauge community interest in potential features. We also encourage community contributions for any feature requests marked as needing votes (just post a comment first so we can help guide you toward a successful contribution).

The enhancement backlog can be found here: https://github.com/actualbudget/actual/issues?q=label%3A%22needs+votes%22+sort%3Areactions-%2B1-desc+

Don’t forget to upvote the top comment with 👍!

@github-actions[bot] commented on GitHub (Sep 27, 2025): :sparkles: Thanks for sharing your idea! :sparkles: This repository uses a voting-based system for feature requests. While enhancement issues are automatically closed, we still welcome feature requests! The voting system helps us gauge community interest in potential features. We also encourage community contributions for any feature requests marked as needing votes (just post a comment first so we can help guide you toward a successful contribution). The enhancement backlog can be found here: https://github.com/actualbudget/actual/issues?q=label%3A%22needs+votes%22+sort%3Areactions-%2B1-desc+ Don’t forget to upvote the top comment with 👍! <!-- feature-auto-close-comment -->
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@Mikhail773 commented on GitHub (Sep 28, 2025):

https://github.com/actualbudget/actual/issues/4201
Looks to be an easier implementation idea

@Mikhail773 commented on GitHub (Sep 28, 2025): https://github.com/actualbudget/actual/issues/4201 Looks to be an easier implementation idea
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Reference: github-starred/actual#2501