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[Feature] Account type Credit Card #2303

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opened 2026-02-28 20:09:45 -06:00 by GiteaMirror · 2 comments
GiteaMirror commented 2026-02-28 20:09:45 -06:00
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Originally created by @NicosKaralis on GitHub (Jul 23, 2025).

Verified feature request does not already exist?

  • I have searched and found no existing issue

💻

  • Would you like to implement this feature?

Pitch: what problem are you trying to solve?

I have a credit card that acts as a line of credit. It has a maximum available value, current balance (which is negative) and every operation can be considered budgeted

Currently I'm using a on-budget account with negative values, it works, but I can't see the available amount and in the reports I didn't find a good solution on how to use this information

Once a month I need to manually check if the amount available checks out with the credit card

Describe your ideal solution to this problem

A on-budget account, that has an "available amount" or "spending limit" would work wonders, that way I can see at a glance how much is available and how much is pending

Optionally we could also add a interest option to automatically add a value based on the current account balance, but that is not the main goal

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Originally created by @NicosKaralis on GitHub (Jul 23, 2025). ### Verified feature request does not already exist? - [x] I have searched and found no existing issue ### 💻 - [x] Would you like to implement this feature? ### Pitch: what problem are you trying to solve? I have a credit card that acts as a line of credit. It has a maximum available value, current balance (which is negative) and every operation can be considered budgeted Currently I'm using a on-budget account with negative values, it works, but I can't see the available amount and in the reports I didn't find a good solution on how to use this information Once a month I need to manually check if the amount available checks out with the credit card ### Describe your ideal solution to this problem A on-budget account, that has an "available amount" or "spending limit" would work wonders, that way I can see at a glance how much is available and how much is pending Optionally we could also add a interest option to automatically add a value based on the current account balance, but that is not the main goal ### Teaching and learning _No response_
GiteaMirror added the needs votesfeature labels 2026-02-28 20:09:45 -06:00
GiteaMirror commented 2026-02-28 20:09:47 -06:00
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@github-actions[bot] commented on GitHub (Jul 23, 2025):

✨ Thanks for sharing your idea! ✨

This repository uses a voting-based system for feature requests. While enhancement issues are automatically closed, we still welcome feature requests! The voting system helps us gauge community interest in potential features. We also encourage community contributions for any feature requests marked as needing votes (just post a comment first so we can help guide you toward a successful contribution).

The enhancement backlog can be found here: https://github.com/actualbudget/actual/issues?q=label%3A%22needs+votes%22+sort%3Areactions-%2B1-desc+

Don’t forget to upvote the top comment with 👍!

@github-actions[bot] commented on GitHub (Jul 23, 2025): :sparkles: Thanks for sharing your idea! :sparkles: This repository uses a voting-based system for feature requests. While enhancement issues are automatically closed, we still welcome feature requests! The voting system helps us gauge community interest in potential features. We also encourage community contributions for any feature requests marked as needing votes (just post a comment first so we can help guide you toward a successful contribution). The enhancement backlog can be found here: https://github.com/actualbudget/actual/issues?q=label%3A%22needs+votes%22+sort%3Areactions-%2B1-desc+ Don’t forget to upvote the top comment with 👍! <!-- feature-auto-close-comment -->
GiteaMirror commented 2026-02-28 20:09:47 -06:00
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@Juulz commented on GitHub (Jul 23, 2025):

You can use the notes on the account page to note it there. (You could also make it part of the account name.) I use the notes to track the normal due date, the closing date, the usual date the statement becomes available and the credit limit. I can easily check the balance vs the credit limit this way.

It is also helpful to turn on the running balance and to unhide all transactions.

@Juulz commented on GitHub (Jul 23, 2025): You can use the notes on the account page to note it there. (You could also make it part of the account name.) I use the notes to track the normal due date, the closing date, the usual date the statement becomes available and the credit limit. I can easily check the balance vs the credit limit this way. It is also helpful to turn on the running balance and to unhide all transactions.
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