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[GH-ISSUE #7701] [Docs] - Improve Net Worth Graph documentation #100585
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Reference: github-starred/actual#100585
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Originally created by @emiltb on GitHub (May 4, 2026).
Original GitHub issue: https://github.com/actualbudget/actual/issues/7701
Issue Type
Documentation Improvement
Description
The Net Worth graph supports both a "Trend" and "Stacked" mode, which is not documented. I've struggled to find good uses for the stacked mode, and find the results hard to read - especially if mixing normal accounts with accounts with debt. I gathered from a discussion on the Discord, that other people find the Stacked mode hard to use as well.
Documentation URL
https://actualbudget.org/docs/reports/#net-worth-graph
Documentation Category
Reports
Expected/Desired Content
It would be nice to have some examples of good uses of the stacked mode as well caveats to be aware of when mixing normal accounts with accounts with debt.
Screenshots or Examples
Example of stacked graph, which works and is informative:
Example of stacked graph with a "Mortage" and "House Asset" account, which is hard to interpret:
@mnil commented on GitHub (May 21, 2026):
I am still a bit unsure what kind of docs are you looking for? The problem with debt accounts were known from the start and have no simple solution since two accounts can have negative balance at different points in time which has no known fix.
I find the stacked mode useful when having several investments accounts to track growth. They have only positive balance and the legend shows percentage of the entire portfolio over time.
@emiltb commented on GitHub (May 21, 2026):
I was confused by the stacked mode and never understood how to use it until I saw an example in a thread on Discord. I gathered from a discussion there that I was not alone. I just think the docs should mention that stacked mode is available, that it splits the graph based on accounts and that mixing accounts with and without debt might not work very well.