diff --git a/packages/docs/docs/budgeting/credit-cards/carrying-debt.md b/packages/docs/docs/budgeting/credit-cards/carrying-debt.md
index a41033a2e8..927080a10c 100644
--- a/packages/docs/docs/budgeting/credit-cards/carrying-debt.md
+++ b/packages/docs/docs/budgeting/credit-cards/carrying-debt.md
@@ -20,13 +20,13 @@ Before we get started, check the settings for your Credit Card accounts to make
- Show "cleared" checkboxes
- Show reconciled transactions
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- Check that the _pills_ showing "Cleared total" and "Uncleared total" are showing under the account name.
- To show the pills, hover over the account balance under the account name and press the expand >> arrows.
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@@ -82,8 +82,10 @@ If you have been paying the statement balance in full every month, but need to i
- Your payment is the sum of the New Purchases from your statement (minus any return credits) plus the "Uncleared total" from Actual plus the amount in the **Budgeted** column of **Bank Card Debt**.
- This is the same as the difference between the Account Balance in Actual and the Category Balance of **Bank Card Debt**.
- :::warning
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If the calculated payment is less than the statement Minimum Payment, you _**must**_ make the statement Minimum Payment! In this rare case, add an amount to the **Budgeted** column so your resulting payment adds up to at least the statement Minimum Payment. _Cover_ any additions to the **Budgeted** amount by transferring from another category with a positive balance.
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- Use _Make Transfer_ to transfer the calculated amount from your Checking account to the Credit Card account. Send that amount to the Credit Card Bank to pay your bill.
@@ -94,9 +96,9 @@ One day you won't need to add any extra to pay the credit card bill in full! Hap
At he beginning of July we budget for the expected Minimum Payments as part of our necessary expenses. After all of our expenses are accounted for, we have $202.29 leftover and we decide to add $200 extra to our Citibank Credit Card. We add $200 to our $90 expected Minimum Payment. The $2.29 we Hold for next Month.
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@@ -117,7 +119,7 @@ The Citibank Statement arrives. We need the following information from the summa
Following [Cards with Debt and No New Purchases](#debt-no-new) we enter a transaction into the Citibank account for the Interest & Fees and categorize it to **Citi Card Debt**. We reconcile the account, agreeing with Citibank that our New Balance is $2564.00.
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@@ -125,17 +127,17 @@ Our **Budgeted** amount of 290.00 is larger than the Minimum Payment of $90.00,
You may notice that the Citibank Balance matches the **Citi Card Debt** Balance. The Interest & Fees we added to the debt were canceled by our **Budgeted** amount that included them.
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On the 1st of August we set our budget and start with our Minimum Payments of $90 for the Citibank card and $50 for the DEMO card. After we funded all of our necessary expenses we added an extra $200 payment for the DEMO card this month.
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@@ -156,7 +158,7 @@ We'll follow [Cards with New Purchases and Original Debt](#debt-with-new) above
First, we'll enter the Interest & Fees transaction of $32.75, categorize it to **DEMO Card Debt** and start to reconcile our account. When our cleared transactions match the statement New Balance, our DEMO account looks like this:
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@@ -174,7 +176,7 @@ Our cleared new purchases add up to $846.11 and match our statement, so we're go
The difference between the Account Balance of -2190.96 and the Category Balance of -968.25 (2190.96 - 968.25 = 1222.71)
- We send DEMO Bank $1,222.71 and use _Make Transfer_ to transfer that amount from the Checking account we used to pay the bill. Our DEMO Account now looks like this:
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@@ -182,13 +184,13 @@ We complete the Reconciliation and we are done with this account!
For our Citibank card this month we'll pay the **Budgeted** expected Minimum Payment of $90.00.
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We have reduced our original debt to DEMO Bank to $968.25 and Citibank to $2,247.00. You can notice that for this snapshot in time, our credit card balances match our outstanding debt in the Budget.
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