diff --git a/packages/loot-core/src/platform/server/fetch/index.ts b/packages/loot-core/src/platform/server/fetch/index.ts
index f93196b0f5..f357473b69 100644
--- a/packages/loot-core/src/platform/server/fetch/index.ts
+++ b/packages/loot-core/src/platform/server/fetch/index.ts
@@ -2,17 +2,18 @@ import * as connection from '../connection';
 
 export const fetch = async (
   input: RequestInfo | URL,
-  options?: RequestInit,
+  options: RequestInit = {},
 ): Promise<Response> => {
+  // Set redirect to manual so that we can detect and respond to redirects.
+  if (!options.redirect) options.redirect = 'manual';
+
   const response = await globalThis.fetch(input, options);
 
-  // Detect if the API query has been redirected to a different origin. This may indicate that the
-  // request has been intercepted by an authentication proxy
-  const originalUrl = new URL(input instanceof Request ? input.url : input);
-  const responseUrl = new URL(response.url);
-  if (response.redirected && responseUrl.host !== originalUrl.host) {
+  // Authentication proxies redirect when authentication has expired. In this case,
+  // we want to fully reload and yeild control from the service worker back to the server.
+  if (response.type === 'opaqueredirect') {
     connection.send('api-fetch-redirected');
-    throw new Error(`API request redirected to ${responseUrl.host}`);
+    throw new Error(`API request redirected`);
   }
 
   return response;
diff --git a/upcoming-release-notes/4706.md b/upcoming-release-notes/4706.md
new file mode 100644
index 0000000000..6e65b7b7c6
--- /dev/null
+++ b/upcoming-release-notes/4706.md
@@ -0,0 +1,6 @@
+---
+category: Bugfix
+authors: [rgoldfinger]
+---
+
+Reload on all redirects to handle Cloudflare Access expiration. This fixes issue #4422