diff --git a/packages/desktop-client/src/components/transactions/TransactionsTable.jsx b/packages/desktop-client/src/components/transactions/TransactionsTable.jsx
index 0615d2cbb3..917fdd5063 100644
--- a/packages/desktop-client/src/components/transactions/TransactionsTable.jsx
+++ b/packages/desktop-client/src/components/transactions/TransactionsTable.jsx
@@ -66,6 +66,7 @@ import {
   integerToCurrency,
   amountToInteger,
   titleFirst,
+  amountToCurrency,
 } from 'loot-core/shared/util';
 
 import { useDispatch } from '../../redux';
@@ -1489,7 +1490,7 @@ const Transaction = memo(function Transaction({
         name="debit"
         exposed={focusedField === 'debit'}
         focused={focusedField === 'debit'}
-        value={debit === '' && credit === '' ? '0.00' : debit}
+        value={debit === '' && credit === '' ? amountToCurrency(0) : debit}
         valueStyle={valueStyle}
         textAlign="right"
         title={debit}
@@ -1500,7 +1501,7 @@ const Transaction = memo(function Transaction({
           ...amountStyle,
         }}
         inputProps={{
-          value: debit === '' && credit === '' ? '0.00' : debit,
+          value: debit === '' && credit === '' ? amountToCurrency(0) : debit,
           onUpdate: onUpdate.bind(null, 'debit'),
         }}
         privacyFilter={{
diff --git a/upcoming-release-notes/4921.md b/upcoming-release-notes/4921.md
new file mode 100644
index 0000000000..fa406548f8
--- /dev/null
+++ b/upcoming-release-notes/4921.md
@@ -0,0 +1,6 @@
+---
+category: Bugfix
+authors: [alecbakholdin]
+---
+
+Made default string for transaction editing respect localization of commas and periods